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AI-native equity research

Every US stock.
One clear verdict.

Multiple proprietary AI models analyze each stock independently and cross-check each other — weighing the bull case against the bear case, with a hard number on the downside — then converge on a BUY, HOLD, or SELL you can act on. With a confidence score, and every figure traced to its source.

Cited to source Bull + bear, always Free to start
Illustrative
NVDA $182.40
You asked: Can I buy NVDA right now?
78%
Verdict · confidence 78%
BUY
Target range $205–$224
Bull case
  • Data-center revenue +154% YoY
  • AI capex cycle still early
  • Gross margin holding >70%
Bear case
  • Forward P/E stretched vs peers
  • Single-customer concentration
  • Any miss = sharp de-rate
Downside if wrong−18.4%
SEC 10-QAnalyst consensusFRED macroLive pricing

Sample analysis for illustration — not live output or a recommendation.

Every number links back to where it came from. No black box, no “trust me.”
SEC EDGARFINRANASDAQFRED · Federal Reserve Analyst consensus13F filingsCongressional disclosures
From question to verdict

A research desk’s week, in 60 seconds.

You ask in plain English. Multiple proprietary AI models do what a whole analyst team would — then hand you the one thing you actually needed: a decision.

01

Ask in plain English

No tickers to decode, no filters to set. Just ask.

“Can I buy NVDA right now?”
02

Proprietary models cross-examine

Multiple proprietary models analyze the same stock independently, then cross-check each other’s reasoning — so no single model’s blind spot slips through.

03

Risk gets quantified

Not “it’s risky.” An actual number: how much you could lose in a downturn.

04

One clear verdict

BUY, HOLD, or SELL — with a confidence score and the reasons behind it.

What you get

Not more data. A decision.

You’re not short on charts. You’re short on time and a straight answer. Here’s what the AI actually hands you.

Bull + bear + risk

See both sides — then exactly how much you could lose.

Every verdict lays the bull case and the bear case side by side, so you’re never handed one rosy opinion. Then a dedicated risk model puts a real number on the downside — VaR, max drawdown, worst-case — calculated, not guessed.

Risk numbers are deterministic statistics — not something an AI made up.
verdict · TSLA
Bull

Energy storage +40% YoY

Robotaxi optionality

Bear

Auto margins compressing

Priced for perfection

Max drawdown modeled−22%
Public filings, decoded

The disclosures big money has to file — read for you.

What Congress is trading. What Buffett’s fund bought last quarter. Which insiders are selling their own stock. Where short sellers are piling in. It’s all public and legally required — we just read it, decode it, and put it next to the ticker.

Public filings with legal reporting delays. Not real-time positions, not a tip on who to follow.
filings · AAPL
13F
Berkshire Hathaway13F · Q filing
ADDEDQ report
CG
Congressional tradeSTOCK Act
BUYfiled
F4
Insider · Form 4officer sale
SELLfiled
SI
Short interestdays to cover 2.1
RISINGbi-mo
The homework, done

Filings, earnings, analysts, macro — synthesized.

SEC 10-K / 10-Q / 8-K surfaced the moment a company files. Analyst ratings, price targets, and which way they’re revising — in one read. Earnings takeaways in plain language. Sector and macro context on every name, so a verdict reflects the environment, not just the company.

Filing coverage depth confirmed pre-launch; not every transcript is available on every ticker.
consensus · MSFT
Rating
Buy
Target
+14%
Revisions
↑ up
Macro
Neutral
Options risk

Your real risk on any options trade.

The actual probability of hitting a target, and exactly how much you’d make or lose — modeled before you commit a dollar.

Black-Scholes on delayed option chains. Risk math, not an options-flow signal.
Portfolio x-ray

Your portfolio’s blind spots.

Concentration you didn’t notice, hidden correlation, and the behavioral biases quietly costing you — flagged, with what to do.

The difference

Why not just ask ChatGPT?

Because a general chatbot gives you an opinion. This gives you a verdict — with the risk and the receipts.

What you getChatGPT / GeminiYour broker appxFinCompass
Bull AND bear on every callAlways
Clear BUY / HOLD / SELLVagueWith confidence %
Downside quantifiedBasicVaR + drawdown
Every figure cited to sourcePartialEnd to end
Public-filing coverageCongress · 13F · Form 4
Options risk mathLimitedProbability + P/L

Others hand you data. xFinCompass hands you a decision — with the evidence and the risk to back it.

Proprietary AI models, cross-checked
60s
Question to verdict
10k+
US stocks & ETFs
$0
To get started

Questions you can answer in 60 seconds.

Should I buy NVDA before earnings?
Bull: AI demand accelerating. Bear: priced for perfection, any miss stings. Downside modeled at −18%.
BUY · 78% · $205–$224
Is TSLA still a buy after this run?
Storage momentum vs compressing auto margins. The bear case is real — here’s how much it costs you if it plays out.
HOLD · 61% · watch $240
Is my portfolio too concentrated?
Tech allocation at 72% — a concentration risk. Recency bias detected. Three fixes suggested, ranked.
3 risks · 4 actions
Built to be trusted

AI stock picks and an advisor on chat — you’re right to be skeptical.

So we draw the lines up front, in writing.

What we are — and aren’t

Research, not advice.

xFinCompass gives you AI-powered research to think with. We are not a registered investment advisor or broker-dealer. Every verdict is one input — the decision, and the trade, are always yours.

AI verdicts are probabilistic, data-backed estimates — not guarantees. Investing carries risk, including loss of principal. Past performance does not predict future results.

Your money & your data

We never touch either.

Your trades happen in your own brokerage — Schwab, Fidelity, Robinhood — never here. Anyone asking you to wire funds is not us.

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We never accept funds · never place your orders · institutional-grade analysis
Pricing

Start free. Pay only for what you use.

New accounts get free tokens to explore. Like it? Top up and pay as you go — billed on actual usage, never a subscription.

Free tokens to start
  • Prices, charts, and data stay free — unlimited, forever.
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Analyze any stock free
Pay-as-you-go · you’re only ever charged for the tokens you spend.

Stop guessing.
Start knowing.

Get a clear verdict on any US stock — with the bull case, the bear case, and the risk to back it.

Analyze any stock free
No credit card to start · Bull + bear on every call · Results in 60 seconds